PPF Calculator

Calculate the maturity value of your Public Provident Fund (PPF) investment with interest

Minimum ₹500 - Maximum ₹1.5 lakh per year
Minimum 15 years (can be extended in blocks of 5 years)
Current PPF interest rate: 7.1% (as of 2023)
Total Investment ₹0
Total Interest Earned ₹0
Maturity Value ₹0

Yearly Projection

Year Investment Interest Balance

About Public Provident Fund (PPF)

The Public Provident Fund (PPF) is a long-term savings scheme introduced by the Government of India. It offers attractive interest rates and returns that are fully exempt from Tax Deducted at Source (TDS). PPF accounts have a maturity period of 15 years, which can be extended in blocks of 5 years.

Safe Investment

PPF is backed by the Government of India, making it one of the safest investment options available.

Tax Benefits

PPF offers EEE (Exempt-Exempt-Exempt) tax benefits under Section 80C of the Income Tax Act.

Long-Term

Minimum 15-year tenure helps in building a substantial corpus through compounding.

PPF Investment Tips

  • Invest before the 5th of each month to earn interest for that month
  • Maximize your investment (up to ₹1.5 lakh per year) for better returns
  • Consider extending your PPF account beyond 15 years for continued benefits
  • Use PPF as part of your retirement planning strategy
  • Nominate family members to avoid complications in case of account holder's demise